Date & Time	Compliance  (one day)	Financial  Management  (one day)	Commercial Lending Sponsored by MCDC and USDA	Human  Resources Sponsored by MPI	Marketing/Sales	Operations & Technology	Retail  Lending
Wednesday
10:00 - 11:00 a.m.	Human Trafficking: Closer to Home Than You Think Terri Luttrell, Abrigo	How to Ace Your Next Regulatory Exam  Derrick Wiemer, nCINO	Michigan's Craft and Distillery Movement Richard Anderson, Iron Fish Distilling;  Dan Slate, H&S Companies	How to Successfully Train Your Employees to Perform Your Expectations Tammy Bond, The Pacific Institute	What’s the Secret to Growing Core Deposits? Tyler Miller, LSI	Preventing Check Fraud Rayleen Pirnie AAP, CERP, RP Payments Risk Consulting Services, LLC	QMs and GSE Reform -  ABA Update Rod Alba,  American Bankers Association
11:00 a.m. - Noon	Marijuana Policies and Procedures Paul Dunford, Green Check Verified	Accounting and Reporting Updates Pete Scudder, BDO	Hemp 101 Jessica Caballero, CERP, CRCM, VeriLeaf		Marketing Showcase - Show us your BEST! Handout 1 Handout 2 Handout 3	ATMs  >  ITMs Rayleen Pirnie AAP, CERP, RP Payments Risk Consulting Services, LLC	Here’s What you Need to Know about LIBOR and ARMs Leah Hamilton, Probank Austin
1:30 - 2:30 p.m.	Vendor Management - Reducing the Risks Randy Brinks, RedRocks	Payment Trends and Fintech Disruptors Tony DeSanctis, Cornerstone Advisors	Micro Lending Initiatives Tim Strasz, Opportunity Resource Fund; Collen Dulfo, Northern Initiatives Steve Pricco, MCDC; Julie Oldham, Small Business Development Center  Moderator: Mark Williams, MCDC.	HR Legal Update Handout 2 Rob Dubault,  Warner Norcross + Judd		Banking Cannabis: How Do We Do it? Rodney Martin,  Warner Norcross + Judd	Are you Offering E-Closings?  Michael Lyon, Nexsys Technologies
3:00 - 4 p.m.	USPAP 101 Leah Hamilton, ProBank Austin	Liquidity Risk Management Jim Craven, McQueen Advisors	Round Table - Idea Exchange	Round Table -  Idea Exchange	Why A Brand is So Crucial Jeremy Kane, Galapagos LLC	Michigan ELT Sarah Hunsicker, Dealertrack	Round Table - Idea Exchange
Thursday
8:00 - 9 a.m.			DIFS Update: Hot Topics!	Why Your Company Culture Should Match Your Brand Jamie Guise, Old National Bank	Banks, Bears and Beginnings Shelly Loftin,  American Bankers Association	Same Attacks, New Tricks;: Protecting a Network from Itself David Kure, Rehmann	CFPB Council Insight Patrick Ervin,  Independent Bank
9:30 - 11 a.m			Sizing Up the Competition: Farm Services and CUs Handout 2 John Blanchfield, Agricultural Banking Advisory Services; Robin Cook, American Bankers Association	Elements to Building Leaders Steve Lowisz, Qualigence International	Market Like it’s 2020 Eric Hultgren, MLive	Are you Ready for Faster Payments? Kassi Quimby, Federal Reserve Bank of Chicago	Appraisal Reviews: Regulations and the Review Process Leah Hamilton, Probank Austin

Manage your schedule, access handouts, view sponsors/exhibitors on the conference app. Text mibankers to 95577. 

The BEST conference provides terrific learning opportunities for our team. The many different educational tracks address topics that are current and relevant for specific lines of business. Each year it is my goal to leave the conference with two or three takeaway ideas to bring back to the bank and share with the rest of the team. 
—Vicki  Franzen, Senior Vice President, Group Services Manager (Business Banking, Business Services, and Consumer Lending), First Merchant Bank